The 18th edition of How America Saves delivers a comprehensive analysis of the retirement savings behavior of 5 million participants in about 1,900 defined contribution (DC) retirement plans for which Vanguard provides recordkeeping services. Our data-rich report examines trends in how participants accumulate, manage, and access retirement savings.
2019 edition highlights
- 6 of 10 Vanguard participants were invested in a professionally managed allocation at year-end 2018. The growing use of target-date funds continues to drive this trend.
- In 2018, 9 of 10 plan sponsors offered target-date funds, covering 97% of participants in plans offering target-date funds. 52% of all Vanguard participants were invested in a single target-date fund.
- At year-end 2018, 48% of Vanguard plans had adopted automatic enrollment and 61% of new plan entrants were enrolled via automatic enrollment.
For more click here or download the pdf of the report.
