A sizable percentage of workers say they have no or very little money in savings and investments. These workers without savings are concentrated among those without a retirement plan. Among RCS workers providing this type of information and not having a retirement plan, 83 percent report that the total value of their household’s savings and investments, excluding the value of their primary home and any DB plans, is less than $10,000. In contrast, 35 percent of workers with a retirement plan say their value of these assets is $100,000 or more.Robert Powell at MarketWatch has also written a great article that references this study titled: "Proof that saving at the last minute won’t save your retirement."
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