In its sobering survey, the Employee Benefits Research Institute found that 36 percent of workers have saved less than $1,000 and only 11 percent have saved $250,000 or more. But that includes workers of all ages. In a separate study, the institute predicted that 53 percent of workers will have enough resources to meet expenses in retirement.The article looks at different ways to determine how much you need to have saved when you retire. It draws on suggestions from Schwab, Fidelity and T. Rowe Price. Just read it.
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